Title 12 United States Code section 2605 of RESPA sets forth requirements for the servicing of mortgage loans, and among other things, requires a loan servicer to respond to a QWR from a borrower ~

Rayburn House Office Building Courtyard Windows

https://news.vice.com/article/it-took-a-foia-lawsuit-to-uncover-how-the-obama-administration-killed-foia-reform

 

The deed of trust designed BANA as the lender and PRLAP, Inc., as trustee.

http://www.courts.ca.gov/opinions/nonpub/B237770.PDF

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